Welcome to First National Bank and Trust Company
Welcome former State Bank of Arcadia clients! We are excited to have you part of the First National Bank and Trust Company family. Since you're new to our website, we've pulled together a short tour with quick access links to some of our most visited content.
Going forward, you can bookmark firstnbtc.com to access our website. The FNBT Online login will be located in the top right corner of the screen for both personal and business accounts. We invite you to browse the website and review all of the different products and services that First National Bank and Trust Company offers. You will find all of the contact information for our four Wisconsin locations under the “Locations” tab. Additionally, you will now be able to chat with our employees by clicking on the icon for “Live Chat.”
Important Account Changes
PERSONAL CLIENTS: First National Bank and Trust Company is excited to share a few upcoming changes that will affect how you currently do your banking with us. These changes are categorized on the below linked PDF so you can easily locate the items directly affecting your personal banking relationship with us. You should have also received this packet in the mail.
Personal Banking Packet
BUSINESS CLIENTS: First National Bank and Trust Company is excited to share a few upcoming changes that will affect how you currently do your business banking with us. These changes are categorized on the below linked PDF so you can easily locate the items directly affecting your business banking relationship with us. You should have also received this packet in the mail.
Business Banking Packet
DEBIT CARDHOLDERS: By now you should have received your new First National Bank and Trust Company debit card in the mail along with a letter and instructions for activation. Please be sure to activate your new card by Tuesday, July 19, 2022 and discard of your grey, State Bank of Arcadia card, as it will no longer be active as of July 19. Due to the high volume of people trying to activate their cards early, we have turned them on, allowing for activation to happen at any time.
Digital Banking with First National Bank and Trust Company
Take us on the go! With options like online banking, mobile banking, mobile deposit capture and digital wallet, you can truly bank from anywhere, 24-7. Click here to learn more about the digital banking services we offer.
First National Bank and Trust Company debit card holders can set up alerts to quickly identify potentially fraudulent transactions using Shazam Brella®. This free app also provides instant transaction control. Set spending limits and be alerted whenever purchases exceed this limit. It's just one more way to give yourself peace of mind.
- Provides instant transaction control on First National Bank and Trust Company debit cards
- Identify potentially fraudulent transactions
- Cardholders can instantly "pause" card, without affecting previous transactions, if card is lost or stolen
- Can easily unblock or "un-pause" card if it is found
- Alerts can be set up for easy account monitoring
Reference the user guide here to see how easy it is to use! To learn more about Shazam Brella, click here.
With digital wallets, you can have a touch-less experience at the checkout. Where accepted, simply hold up your phone to pay for your purchase on most smart phones.
How do I setup a digital wallet?
- Confirm First National Bank and Trust Company has your correct contact information (look within online banking or give us a call)
- Open or download the "Wallet" app on your phone
- Connect your card
Branches have set hours — but we know people don't. With online banking, you can bank when it's most convenient for you, even if that's midnight. To get started with online banking, visit the First National Bank and Trust Company website homepage, click “Login” and then “Online Banking Login”. On the next page, select the "Enroll Now" button. Enter in your information to get started in minutes!
First, enroll in online banking. Then use your phone to access the website from a browser, or for a better experience, download our Mobile Money app from your app store, iPhone or Android. Simply enroll or use the same login credentials as your online banking and you can bank from anywhere 24/7.
Mobile Deposit Capture
Mobile Deposit Capture allows a person to use their smart phone to take a photo of a check and deposit it into their bank account without ever having to physically take the check to the bank. Login to your Mobile Money app and choose “Deposit” along the bottom, then “Deposit a Check”. Select the account you want to make the deposit in and enter the amount. Make sure to write “For Mobile Deposit Only at First National Bank and Trust Company” and endorse your check. Then, take photos of the front and back of your check to make the deposit. Funds are normally received within two business days. Please keep your paper check for five days after posting.
Bill Pay offers many services including, but not limited to 24/7 access to pay bills electronically, the ability to set up recurring payments and a faster payments credited rate for payments than by mail (when using ACH). Bill Pay makes it easy to pay virtually anyone, and makes life easier with payment reminders and eBills. To learn more about bill pay and to get set up, click here.
It's time to make the free switch. Trade the paper clutter for easy electronic statements. Signing up for eStatements is as easy as logging into online banking, choosing “Profile” in the top right hand corner and opting into "Electronic Statements". For assistance, please feel free to call a client contact specialist at 217-935-2148. They are more than happy to walk you through the process of signing up for eStatements.
Explore our products
First National Bank and Trust Company offers four different personal checking accounts to meet your unique needs. We have everything from a basic free checking account to rewards checking accounts that allow you to earn cash back! Learn more about our accounts and compare them here.
We want to be part of your overall business strategy by helping you and your business DO MORE with your money. We look at your business goals and then determine the right financial products to help you to reach maximum results. Choosing the right products and services are key to keeping your business thriving. To see what we can offer you and your growing business, click here and see our full product and service lineup.
We are more than a bank. We have teams dedicated to investing, estate planning, retirement planning and more. By choosing to work with us, you’ll have a dedicated team who can look at your finances in one big picture and see how everything works together. Let’s look at everything holistically, creating one comprehensive financial plan focused on your success.
Investment products offered by First National Bank and Trust Company are: Not a Deposit • Not FDIC Insured • Not Insured by any Federal Government Agency • Not Guaranteed by the Bank • May Go Down in Value.
If you’re interested in learning more about any of the products and services or have any questions, you can simply contact us via phone at 217-935-2148 in Illinois or 608-323-3331 in Wisconsin. or in-person at one of our locations.