Digital Banking | Bank from Anywhere 24/7
Branches have set hours — but we know people don't. With online banking, you can bank when it's most convenient for you, even if thats midnight. Perform a variety of banking activities, like transferring funds, viewing checks and even paying friends and family through Popmoney®2.
- Online banking is a free, secure and easy to use service for First National Bank and Trust Company clients
- Manage a number of banking activities anytime, anywhere with internet access:
- Access eStatements
- View account balances and history
- Transfer funds between accounts (one-time and recurring transfers)
- Transfer money to and from other banks you have accounts at
- View checks written
- Make loan payments
- Make person-to-person payments with Popmoney®
- Fewer bank trips necessary
- Save time and gas money
How do I setup online banking?
On the First National Bank and Trust Company website homepage, click “Login” and then “Online Banking Login”. On the next page, select the "Enroll Now" button. Enter in your information to get started in minutes. Additionally, you can enroll in online and mobile banking through our mobile app. Download it today from your app store, iPhone or Android.
Today's phones are more like Swiss army knives — with one device you can make calls, take pictures and, now, handle your banking. Download our free mobile app to access your accounts anywhere you go. View balances, pay bills and even deposit checks with a few taps. It's convenient, secure and a lot better than rushing to a branch location before closing.
- Fast and secure service for customers enrolled in online banking1
- Easily keep track of your finances — even on-the-go:
- View account balances
- Review history
- Transfer funds between First National Bank and Trust Company accounts
- Transfer funds to external financial institutions
- Pay bills
- Find nearby ATMs and branch locations
- Deposit a check
- Pay people
- Available via any web-enabled cell phone or device
- Utilize this service two convenient ways:
- Web browsing
- App download
- Save valuable time, effort and avoid an extra trip to a branch location
- Encrypted for your security, even if your device is lost or stolen
How do I setup mobile banking?
First, enroll in online banking. Then use your phone to access the website from a browser, or for a better experience, download our Mobile Money app from your app store, iPhone or Android. Simply enroll or use the same login credentials as your online banking and you can bank from anywhere 24/7.
Mobile Deposit Capture
You no longer need to visit a branch location to deposit a check. Depositing a check is as easy as snapping a photo on your phone!1
What is Mobile Deposit Capture?
Mobile Deposit Capture allows a person to use their smart phone to take a photo of a check and deposit it into their bank account without ever having to physically take the check to the bank.
How do I deposit a check from my phone?
Login to your Mobile Money app and choose “Deposit” along the bottom, then “Deposit a Check”. Select the account you want to make the deposit in and enter the amount. Make sure to write “For Mobile Deposit Only at First National Bank and Trust Company” and endorse your check. Then, take photos of the front and back of your check to make the deposit. Funds are normally received within two business days. Please keep your paper check for five days after posting.
Online Bill Pay
Tired of paying late fees? Utilize online Bill Pay to set up recurring payments with ease. By moving your payments online, you'll save a few trees while you're at it. Sign up for online Bill Pay — the environment will thank you.
- Save time and money
- Pay bills electronically around the clock
- Includes person-to-person payments
- Set up recurring payments for greater convenience
- One convenient password to remember
- Payments credited sooner than by mail (when using ACH)
- Encrypted for your security
What is Bill Pay?
Bill Pay is a fast, easy and secure way to pay bills online. Simply put, it’s the best way to manage payments!
What services does Bill Pay offer?
Bill Pay offers many services including, but not limited to 24/7 access to pay bills electronically, the ability to set up recurring payments and a faster payments credited rate for payments than by mail (when using ACH). Bill Pay makes it easy to pay virtually anyone, and makes life easier with payment reminders and eBills.
How does it work?
To pay your bills online, you will complete a simple process of adding people and companies you would like to pay. Part of this process requires the account number from your bill. In some occasions, the vendor will also ask you to put in their billing address (which would show on your bill).
Once you add your bills, head to the "Payment Center" where you will find the "Pay Bills" section. In this section, all of the people and companies (the bills) you’ve added will be available. To pay a bill, simply enter the payment amount and the received date in the section of the bill you want to be paid. It will then become a "Pending Payment". You can view any pending payments and payments paid in the last 24 months. You can pay as many bills as you want at the same time.
How do I know my information is secure, especially since I’m using an online service?
Bill Pay uses multiple security measures to ensure the security of your finances and information including SSL, encryption and automatic sign out. Find a list of recommended secure online browsers here.
Why should I choose to use Bill Pay over other bill payment services?
Bill Pay is a more innovative technology compared to competitors when it comes to paying bills. Bill Pay is simple, secure and links with your Popmoney® account. In addition, Bill Pay’s payment speed averages the next business day (when using ACH).
What are the advantages to Bill Pay?
It makes paying your bills quick and easy since it’s all at the same time and in the same place. Not only can you easily pay your bills, but you can also request money from friends and family. Bill Pay makes organizing your bills easy with the option to group payments into categories. Automatic payments make it easy to pay recurring payments such as a car payment or mortgage. Most importantly, Bill Pay is completely safe; it’s more secure than mailing checks!
Do you have other banking relationships? Bank-to-bank transfers make it easy for you to send money to and from your checking and savings accounts, no matter where your money is. You can make transfers through online banking in just a few quick clicks. It's easy, saves time and eliminates the need for checks.
- Transfer funds between First National Bank and Trust Company and accounts at other banking institutions
- No charge for funds transferred into First National Bank and Trust Company
- No charge for three day funds transferred out of First National Bank and Trust Company
- Accessible via online banking (under the "TRANSFER" heading)
- Make one-time or recurring transfers
- Transfer schedules for the future
- Flexible transfer limits
Important note: Transfers are not allowed for IRA, HSA or savings accounts.
Avoid the awkwardness of having to split a check. Now you can make or receive payments to and from friends with only a mobile phone number. With person-to-person (P2P) payments through Popmoney®, all you need to know to reimburse your friend or pay the babysitter is their phone number. Popmoney is completely secure — try it today!
- Fast, easy and convenient way to make and receive payments2
- Easily pay another person using your mobile phone
- Recipient/sender must have a U.S. bank account and an email address or mobile phone number
- Eliminate the need for a third party vendor
- Safe and secure
- Set up recurring payments and auto-deposits
What is Popmoney?
Popmoney is a safe service that moves money directly from your bank account to another person.
What are the advantages to using Popmoney, especially in today’s technologically advanced society?
Popmoney is convenient for all. Transferring money between friends is as easy as asking someone for their email or mobile number; and sending it right to their phone! They will receive a notification directing them on how to deposit their money directly into their account. The money is then deposited within one to three business days. It can’t get much easier than that!
How is Popmoney different from other money transferring apps such as Venmo and PayPal?
PayPal is done directly through the website and isn’t accessed through text. It also is a more expensive and slower service, at three to five business days per transaction. Venmo doesn’t offer direct bank account to bank account transfers, holds the money in your Venmo account and charges three percent on payments made via credit card.
How do I know my money and bank account information is secure?
Popmoney is a peer-to-peer payment service offered by thousands of financial institutions. Security measures are taken throughout the payment process to help keep your transactions safe. When signing up for Popmoney, new recipients provide a verification code when claiming money to ensure the email address or mobile number belongs to them.
What about fees?
Popmoney offers two deliver methods. These methods are free or low-fee features, depending on the method you choose. TS Bank offers the standard delivery method at a cost-free rate. We also offer rush delivery for a small fee of $1.50 or if you request money from another person and/or bank, we charge a fee of $0.50.
Why should you use Popmoney?
In today’s society, everyone is focused on convenience and what’s going to save a little time. Popmoney is a quick, easy way to receive and send money. This saves you time by not having to run to the nearest bank or ATM and worrying about having the exact change. You can set it up to pay for childcare, little league entry fees or split the bill with your friends or family at dinner.
How do I sign up for Popmoney?
Signing up is simple! You go online to your bank’s website and simply sign into your account. Click on “Pay Bills” and accept the terms and conditions. You can then select Popmoney, where you can start sending or requesting payments.
It's time to make the free switch. Trade the paper clutter for easy electronic statements. We promise you won't miss that stack of unopened envelopes. Losing the paper trail also means gaining security. The less you leave for identity thieves, the better you can avoid being a victim of fraud. Save yourself — and the environment.
- Fast, free and easy alternative to paper statements3
- Easier to retrieve info when needed
- Eliminate a paper trail
- Reduce chances of fraud and identity theft
- Arrive faster than paper statements
- Simplify record keeping
- Easily access past statements
- Ability to download for permanent storage or print if needed
- Receive email notice when new statement is ready
How do I sign up for eStatements?
Signing up for eStatements is as easy as logging into online banking, choosing “Profile” in the top right hand corner and opting into "Electronic Statements". For assistance, please feel free to call a client contact specialist at 888-487-3030. They are more than happy to walk you through the process of signing up for eStatements.
If your banking needs require a signature, we have you covered. We use a program called DocuSign® which allows you to sign documents from anywhere in the world. We will send a secure email with simple instructions to sign documents.
We invite you to chat with us using Live Chat. Start a Live Chat session right from the website or within online banking. We know not everyone likes to make phone calls so we offer this simple way to chat with us during business hours.
If you would prefer to meet with us virtually, schedule an appointment by contacting your relationship manger directly or call 217-935-2148 and let us know you would like to set up a virtual meeting. We can have a virtual meeting over the phone or by video. For video conferencing, a private Zoom meeting invite will be emailed to you with a link and meeting password.
How can I learn more about these digital banking offerings?
We hope you enjoy these digital banking services that help you bank from anywhere 24/7. If you’re interested in learning more about any of these services at First National Bank and Trust Company, simply contact us via phone, email, Live Chat or in-person.
DO MORE with your money at First National Bank and Trust Company
At First National Bank and Trust Company, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at First National Bank and Trust Company. First National Bank and Trust Company has locations in Illinois and Wisconsin. For more information visit firstnbtc.com or call 217-935-2148. #igniteprosperity
1Data plan may be required. Check with your service provider for details.
2Three-day delivery is free and next day delivery costs $1.50.
3Please note that you must have Adobe Acrobat Reader® in order to receive and access eStatements.