Money Market: Savings Accounts with Competitive, Tiered Rates

Have your cake and eat it too, with a versatile money market. Want to retain access to your funds without sacrificing earning potential? A money market makes this no-brainer possible.

Take advantage of competitive, tiered rates that earn more on higher balances. Get those high rates without locking away funds in CDs. Saving doesn't have to be an either/or scenario. Get the best of both worlds with our money market account.

  • Savings with competitive, tiered rates
  • Higher balances are rewarded with higher rates
  • Minimum $2,500 average daily balance required to avoid $12.50 monthly service charge
  • Free online services include:
  • $2,500 minimum deposit to open

View Rates

What comes with a Money Market account? 

A Money Market account at First National Bank and Trust Company comes with many perks including access to online banking, mobile banking and the choice between paper statements and eStatements. Learn more by clicking on the icons. 

How do I open a Money Market account? 

If you’re interested in learning more about Money Market or opening a Money Market account at First National Bank and Trust Company, simply contact us via phone, email, in-person or choose "Connect Now" below to get started.


DO MORE with your money at First National Bank and Trust Company

At First National Bank and Trust Company, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at First National Bank and Trust Company. First National Bank and Trust Company has locations in Illinois and Wisconsin. For more information visit or contact us at 217-935-2148 in Illinois or 866-566-2265 in Wisconsin. #igniteprosperity