Personal Banking: DO MORE with your money at First National Bank and Trust Company

At First National Bank and Trust Company, we IGNITE PROSPERITY® by helping people do more with their money.

Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. It’s our hope you will make some small changes to have a brighter future and experience all life has to offer. At First National Bank and Trust Company, we ignite prosperity by helping our clients do more with their money. 

Deposit Products

Checking Accounts

First National Bank and Trust Company offers four different checking accounts to meet your unique needs. We have everything from a basic free checking account to rewards checking accounts that allow you to earn cash back! Learn more about our accounts and compare them here

Savings Accounts

If saving money is more your style, we have you covered there too. Take advantage of a basic savings accountCD options, a Money Market and IRAs. To open an account or connect with a Universal Banker, contact us here.

Need a loan? We've got options!

Personal Loans

From recreational vehicles, loan consolidation, funding a vacation to unexpected expenses, we offer a full spectrum of financing options at competitive rates. Learn more about personal loans from First National Bank and Trust Company here.

Auto Loans

Are you thinking about a new set of wheels? Our auto loans have no hidden fees and no early payoff penalties. We will work with you to fit your needs and budget as well as provide competitive rates. Learn more about auto loans from First National Bank and Trust Company here.

Mortgage Loans

Home sweet home loan? That's what you'll be saying when you see how low rates are. You may even pay less on your mortgage than you do in rent! We offer a variety of financing options and we can help find the best fit for you. Learn more about mortgage loans with First National Bank and Trust Company here.

Digital Banking with First National Bank and Trust Company

Take us on the go! With options like online banking, mobile banking, mobile deposit capture and digital wallet, you can truly bank from anywhere, 24-7. Click here to learn more about the digital banking services we offer.

Look at the big picture and plan for the future

We are more than a bank. We have teams dedicated to investingestate planningretirement planning, taxes and more. By choosing to work with us, you’ll have a dedicated team who can look at your finances in one big picture and see how everything works together. Let’s look at everything holistically, creating one comprehensive financial plan focused on your success. 

We know your future is the most important thing in your life. Making some small changes today can really affect your future, your family, your outcome at retirement and beyond. At First National Bank and Trust Company, we have always focused on planning for the next generation, not just the numbers at the end of the quarter and we want to help you do the same. Let’s focus on managing risk first and return second, helping you navigate all of your options to find the right long-term financial strategy for you. 

Be part of something bigger.

By choosing First National Bank and Trust Company, you can play a part in transforming your community too. A portion of our company’s pre-tax profits is reinvested right back into the place you call home. This reinvestment is made through donations to local nonprofits, supporting key community events and increasing financial literacy efforts within our community. By assisting in economic development, revitalization and community development, it is our desire to help each individual and family build a healthy and thriving life. 

Ready to get started?

If any of this speaks to you, we have a few ways that you can get started at First National Bank and Trust Company today. Simply contact us via phone at 217.935.2148email us, start a Live Chat session or set up an in-person appointment to get the ball rolling.

Schedule an appointment

At First National Bank and Trust Company, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at First National Bank & Trust Company. First National Bank & Trust Company has locations in Illinois and Wisconsin. For more information visit firstnbtc.com or call 217-935-2148. #igniteprosperity

 

Investment products provided by First National Bank and Trust Company are: • Not a Deposit • Not FDIC Insured • Not Insured by any Federal Government Agency • Not Guaranteed by the Bank • May Go Down in Value