Auto Loans at First National Bank and Trust Company

It's time to put the brakes on those high payments. We offer low rates and affordable payment plans for new or used cars and trucks.

Heading to the car lot? Come see us beforehand to get pre-approved and enjoy better bargaining power. Or save money by refinancing an existing loan for a lower rate. Head out on the highway today!

  • Finance a new or used car or truck
  • Get pre-approved for better bargaining power
  • Refinance an existing loan for a lower rate
  • Competitive rates
  • Flexible terms for affordable payments
  • Easy application process
  • Efficient in-house processing
  • Friendly service from experienced lenders
  • Subject to credit approval

What might I need to get an auto loan?

Your lender will ask you to fill out a PDF application that you can request below. Additionally, you may be asked to provide your last two paychecks, last year's tax return, a description of any collateral you are offering to secure the loan.

How do I apply for an auto loan? 

Simply fill out this short form and a lender will contact you. Additionally, once you complete the form, you will be able to download our PDF application so you can get started on your own before a lender reaches out to you. 


Our lenders are available to guide you through this process. Feel free to give us a call, send us an email, stop by one of our locations or choose "Connect Now" below to get the process started.

DO MORE with your money at First National Bank and Trust Company

At First National Bank and Trust Company, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at First National Bank and Trust Company. First National Bank and Trust Company has locations in Illinois and Wisconsin. For more information visit or contact us at 217-935-2148 in Illinois or 866-566-2265 in Wisconsin. #igniteprosperity