Additional Services for Businesses 

Whether offered through First National Bank and Trust Company or one our partners, here you will find additional products or services that will bring valuable support to your business or nonprofit. 

Merchant Processing

Our third-party partner relationship for merchant processing is with Professional Solutions Financial Services (PSFS). Their customer base only comes from bank referrals ensuring their customer service is top-notch! Their fast, friendly service and very competitive rates make them the perfect choice for your debit and credit card processing needs. Don't miss out on this payment option opportunity to service your customers! 

How can I process payments at my business?

We will connect you with PSFS and work beside you every step of the way. You'll have several device options to choose the best way for your business or nonprofit to collect card payments. Options include collections via a counter-top unit or a mobile device, as well as an online payment link or portal. Contact  First National Bank and Trust Company Cash Management for your referral today!

Business Debit and Credit Cards

Business debit cards are essential for your everyday purchases. Business debit cards are available for any signer on your business account and are embossed with the company name and card holder's name. For those larger purchases, business credit cards are available with higher purchasing power. This additional option helps ensure cash flow is not interrupted when making a large purchase.  

Instant Issue Debit Card

Back in the old days, you had to wait seven to 10 business days for your new debit card to come in the mail. Now, with instant issue, you can get your new business debit card within minutes. With business instant issue debit cards, you receive instant gratification and the ability to begin accessing your funds immediately. Plus, you'll have the flexibility to stop by the bank to pick up a new card if yours is lost, stolen or compromised and not have to wait for a new one to arrive in the mail.

  • Open an account and receive your debit card immediately
  • Replace a lost or stolen card on the same day
  • No waiting for your card – receive it in minutes

How do I get an instant issue debit card?

Our universal bankers will ask you to securely create your own personal identification number (PIN) on the spot and the card can be activated either at an ATM or by calling the activation number within an hour of leaving the branch. We offer immediate pick up at our Clinton location.

Then, just follow these simple steps: 

  • Securely create your PIN
  • Wait 30 minutes for it to activate

Can I add my business debit card to my digital wallet?

Yes! With digital wallets, you can have a touch-less experience at the checkout. Where accepted, simply hold up our phone to pay for your puchase on most smart phones. 


We offer checks for a small fee for our business clients. We offer a variety of check designs. Once ordered, your checks will come in the mail within five to seven business days. 

How do I order more checks?

To order more business checks at First National Bank and Trust Company, simply give us a call or start a Live Chat with one of our bankers and we can get those ordered for you. 

What does it cost to order more checks?

Cost will depend on the number of checks you order and the style of checks you select. Check order charges are automatically deducted from your account on the date they are shipped. They will be shipped directly to your address and should arrive within five to seven business days. If you would like to check on the status of your check order you can call or stop by a location and a Universal Banker can look that up for you.  

Wire Origination

Transfer funds domestically and internationally with our wire origination service. This convenient service helps save time and resources for your business.

As with all of our services, you'll enjoy the friendly expertise of local, community bankers. Reach out to us today to get started. 

  • Easy, same-day, safe movement of funds
  • Initiate domestic and international wire transfers
  • Save time and company resources
  • Schedule one-time transfers or create recurring templates for future use

Safe Deposit Boxes

Safe deposit boxes are available for rent in a variety of sizes to ensure safekeeping of your business's sensitive documents. While you are not required to have an account with us, renters who set up automatic billing from a First National Bank and Trust Company account enjoy a $5 discount on any size box. 

First National Bank and Trust Company Routing Number

First National Bank and Trust Company's nine digit routing number is 071103952. You will need this number to establish an ACH or order checks.   

Health Savings Accounts for Employees

A Health Savings Account or HSA is a great benefit for your company's employees! First National Bank and Trust Company can establish an HSA for your employees on your behalf or they can set one up on their own behalf. Either way, we are here to help. 


DocuSign is a software service used to collect document signatures quickly and easily by using an email address. The documents are sent electronically when you do not have the time or ability to meet in person. The process is safe and efficient making it a popular time-saver! 

Business eStatements

All of our business accounts have the option for eStatements, electronic bank statements are fast, simple and good for the environment! Keeping important financial information protected is vital. Business eStatements not only reduce clutter (and your carbon footprint) — they also reduce the risk of fraud by eliminating an easy-to-steal paper trail. With eStatements, you'll also have the ability to access records in one place. Password-protect your bank statements today.

  • Eliminate clutter in your office
  • Reduce your chances for identity theft
  • Easy to read
  • Available for print and/or download
  • Access past statements

Please note that you must have Adobe Acrobat Reader® in order to receive and access eStatements.

Notary Services

First National Bank and Trust Company has several notaries on staff at various locations and provide notarization free of charge.

What should I bring to a notary?

  • Valid photo ID
  • Document you wish to notarize
  • Other individuals (with valid photo ID) who will be signing the document

How can I learn more about these additional services for businesses? 

The additional services on this page are available for any business or nonprofit to help increase cash flow and efficiency. If you are interested in learning more about any of these services at First National Bank and Trust Company, simply contact us via phone, emailLive Chat, or in-person at any branch location for additional information. We are here to help! 


DO MORE with your money at First National Bank and Trust Company

At First National Bank and Trust Company, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at First National Bank and Trust Company. First National Bank and Trust Company has locations in Illinois and Wisconsin. For more information visit or contact us at 217-935-2148 in Illinois or 866-566-2265 in Wisconsin. #igniteprosperity