At First National Bank and Trust Company, we offer a checking account with rewards as a way of saying “thank you” to our loyal clients. With our Cash Back checking account, you can earn 3.50% cash back on debit card purchases — up to $8.75 per month. Qualifications apply.
Make your business run more efficiently. Our cash management services help you streamline administrative tasks and improve cash-flow to save time and money.
Use your debit card this month to automatically enter our Rewards Giveaway! Each First National Bank and Trust Company debit card swipe (including online purchases) every month in 2025 will automatically earn you one entry into the drawing. This giveaway includes one monthly $100 prize!
We help busy business owners just like you streamline their operating accounts, payments, lending and more. Let us be part of your overall business strategy.
As you near retirement, you have a lot to think about. When should I take social security? How much can I safely spend in retirement? Can I pay less taxes? Contact us for comprehensive financial planning, investment services, tax planning, estate planning and more. Maximize your savings to get the most out of your retirement. We are here to help you plan at every stage of life. Investment products offered by First National Bank and Trust Company are: Not a Deposit • Not FDIC Insured • Not Insured by any Federal Government Agency • Not Guaranteed by the Bank • May Go Down in Value.
We believe reinvesting in the communities we serve is as important as the products and services we provide. Giving is one of our company’s nine core principles and one we’ll always stand behind. Together we make a difference. We encourage others to live generously and pay it forward.
Introducing Virtual Support with First National Bank and Trust Company! Instantly connect with a Client Service Specialist to speak face-to-face for online support and real-time assistance.
Choosing the right financial products for your lifestyle is key. A perfect alignment not only helps you earn extra money, receive benefits and streamline your banking life, but it helps you avoid paying for things you don’t need. Explore some of the leading-edge products and services we offer.
Mobile Banking
Instant Issue Debit Cards
Apply for a Mortgage
Retirement Planning
Rewards Checking
When you trust First National Bank and Trust Company to be your partner for personal banking, we want to thank you for choosing us. Our rewards checking options are one way we do that.
Learn More
Investment management can be intimidating, but it doesn't have to be. Our advisors look forward to partnering with clients and helping them make wise investment decisions to support their families and their future.
Home starts here. Get a home loan from First National Bank and Trust Company! Our expert lenders will make sure you get personal service, from application to closing.
Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. It’s our hope you will make some small changes to have a brighter future and experience all life has to offer. At First National Bank and Trust Company, we ignite prosperity by helping our clients do more with their money.
Define Your Goals Find the Right Accounts Automate Everything Borrow When it Makes Sense Look at the Big Picture Future Planning Be Part of Something Bigger
Switching Made Simple
Easily move your accounts to FNBT
Open Live Chat
Chat with a Universal Banker online