Personal Credit Cards: Flexibility While Building Credit

Our Platinum credit cards offer hometown convenience, worldwide acceptance and great benefits. Choose from three great options all from the bank you know best. 

Sign in to manage your rewards at cRewardsCard.com

Enjoy the following features with all the above options:

Security 

  •  Fraud Monitoring and Zero Fraud Liability
  • Mobile Payments
  • Account Alerts
  • Cell Phone Protection2

Account Management

  • Mobile App 
  •  Account Alerts
  • Free Credit Score1
  • Online Account Management

Travel Perks 

  • Travel Accident Insurance 
  •  Emergency Cash Disbursements
  • Emergency Card Replacement 

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24/HR Client Service

Customer service representatives are located in the U.S. and are dedicated to providing you with personal service. Please call 800-883-0131 for credit card client service support.

Online Payments

Manage your account online at MyCardStatement.com

How do I get the process started and apply for a credit card?

If you’re interested in applying for a credit card at First National Bank and Trust Company, simply apply here, contact us via phone, email, in-person or choose "Connect Now" below to get started.

DO MORE with your money at First National Bank and Trust Company

At First National Bank and Trust Company, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at First National Bank and Trust Company. First National Bank and Trust Company has locations in Illinois and Wisconsin. For more information visit firstnbtc.com or contact us at 217-935-2148 in Illinois or 866-566-2265 in Wisconsin. #igniteprosperity

Rewards Checking

First National Bank and Trust Company offers a free reward checking account that comes with perks to help you earn more money than you could with a traditional checking account.

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Personal Loans

A personal loan is just that- it's personal. Use it to pay down medical bills, during financial hardships and more. Instead of draining your savings, talk to a First National Bank and Trust Company lender about taking out a low-rate loan.

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*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
1FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
2Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569.
3Available with Rewards Platinum and Cash Rewards Platinum credit cards only. To access rewards, your account must be open and in good standing.