Personal Credit Cards: Flexibility While Building Credit

The obvious benefit of a credit card is the flexibility to pay off purchases on your own time; but what most people won't tell you is credit cards are crucial to building solid credit — which is your ticket to financial security. 

  • Competitive rates*
  • Accepted worldwide
  • Local customer service
  • Protect online purchases with Verified by Visa®
  • Easy online account management 

24/HR Client Service

Customer service representatives are located in the U.S. and are dedicated to providing you with personal service. Please call 800-883-0131 for credit card client service support.

How do I get the process started and apply for a credit card?

If you’re interested in applying for a credit card at First National Bank and Trust Company, simply contact us via phone, email, in-person or choose "Connect Now" below to get started.

DO MORE with your money at First National Bank and Trust Company

At First National Bank and Trust Company, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at First National Bank and Trust Company. First National Bank and Trust Company has locations in Illinois and Wisconsin. For more information visit or contact us at 217-935-2148 in Illinois or 866-566-2265 in Wisconsin. #igniteprosperity

*See the card application’s Important Disclosures for current terms, rates and fees. Subject to credit approval.