Welcome Business Owners | FNBT Business Banking

At First National Bank and Trust Company, we want to be part of your overall business strategy by helping you and your business DO MORE with your money. We help busy business owners streamline their operating accounts, payments, lending and more. If you are ready to take the next step and make the switch to First National Bank and Trust Company today, we invite you to request an appointment.  


Not quite ready for an appointment? Here is some helpful information so you can learn more about First National Bank and Trust Company: 

  • Get a list of all of the ways we serve businesses 
  • Compare the different types of checking accounts 
  • Learn about Cash Management services 

When you are ready, our experienced banking team is here for you.

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Lance White - VP of Ag and Business Banking, Illinois

Lance White joined First National Bank and Trust Company as Vice President of Ag and Business Banking in 2022. Prior to FNBT Lance was the A.V.P. in Commercial Lending at a community bank in Clinton, IL. He has more than 25 years of experience in consumer, commercial and mortgage lending. His career in banking began shortly after graduating from Olivet Nazarene University (B.A. in Accounting) by starting as a teller in his hometown. He has completed several banking schools including IBA’s 2-year Bankers School, IBA Residential Real Estate Lending School, IBA Consumer Lending School and the CBAI Basic Compliance School. Early in his career he also doubled as the Loan Compliance Officer for 5 years. Lance has served in his local community as a board member in Kiwanis Service Club, Exchange Club, Clinton First Church of the Nazarene and DeWitt County Development Council, where he’s also served as the treasurer.  Lance’s goal is to provide a positive and personal experience for every client that exceeds their expectations.


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Josh Grzadzielewski - VP of Community Banking, Wisconsin

Josh joined First National Bank and Trust Company as Area Branch Manager with the merger of State Bank of Arcadia in October 2021. He has been with the bank since 2007 initially serving as a loan officer and in 2014 transitioned to manager at our Independence location. He graduated from Winona State University in 2005 with a B.S. in Business Administration. In his community, Josh has served as secretary for the Arcadia Country Club and currently resides on the Holy Family Catholic School Finance committee and serves as Treasurer for the Arcadia Youth Association.


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Braden Newman – Ag and Business Relationship Manager

Braden joined First National Bank and Trust Company in November 2021 as an Ag and Business Relationship Manager in Clinton, IL. His career in banking began shortly after graduating from Illinois State University in 2021 with a Bachelor's Degree in Agriculture. In addition to working at the bank, Braden is an associate director for the DeWitt County Soil and Water Conservation district, member of the DeWitt County Farm Bureau Young Leaders and farms in Northern DeWitt County.


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Ian Leavitt – AVP Ag and Business Banking, Wisconsin

Ian joined the First National Bank and Trust Company as a Business Associate in November of 2022. His prior work experience was primarily spent in the field of agriculture in various capacities, mostly in sales. He attended the University of Wisconsin-Stout for one year before transferring to Chippewa Valley Technical College in Eau Claire, WI where he earned an Associate’s Degree of Applied Science-Agronomy in the spring of 2014. Since his hire, he has completed the Commercial Lending Institute with the Community Bankers Association of Illinois. He has been active in his community through prior involvement with the Arcadia Sportsmen’s Club and the Arcadia-Glencoe Volunteer Fire Department. Ian and his family are members of Holy Family Catholic Parish where he serves as a youth catechist.


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Bruce Klein - AVP Ag and Business Banking, Wisconsin

Bruce joined First National Bank and Trust Company as Assistant Vice President of Ag and Business Banking with the merger of State Bank of Arcadia in October 2021, carrying over his experience with the bank since March of 2016. Previously he had 30+ years of diversified experience in commercial, ag, consumer and mortgage lending, along with management responsibilities. He is a graduate of University of Wisconsin - Platteville WI with a Bachelor of Science degree in Agri-Business and a minor in Ag Finance. Bruce has attended many banking classes and conferences throughout his career, since starting in banking with the Farm Credit Services of Sparta WI, and later working in their Special Credit department in Madison. He has worked for several lending institutions in Minnesota, including 16 years at Security State Bank of Lewiston as a lender and eventually the bank’s manager for seven years. He has served on many boards including the Minnesota Ag Bankers Credit Council where he was president for two years.  Bruce continues with his devotion as a community servant, where in the past he served on boards, or as a director, of local and state Diabetes Committees/Foundations, Home and Community Options-service for the mentally disadvantaged, Church, Chamber of Commerce, Economic Development Authority and Lions Clubs. Bruce’s approach to banking and in life, is to help others while not only wearing their shoes, but to walk a mile in them.



Join the First National Bank and Trust Company Business Network 

Whether you're a seasoned professional seeking fresh perspectives or a budding entrepreneur craving a supportive community, our network is designed to elevate you and your business. Don't miss out – seize the opportunity to be part of a network that empowers, inspires, and propels innovation and businesses to new levels.

By joining us, you gain access to a wealth of knowledge, exclusive events, and a diverse network that understands the pulse of entrepreneurship. Plus, you'll get access to our business banking team.

  • Exclusive event invites
  • Access to educational programs, both live and online
  • Thought-provoking tips for your business
  • Local networking opportunities


Subscribe below to be a part of a business community.

What to expect once you are part of the First National Bank and Trust Company Business Network

Networking Events:

Exclusive invites to small businesses focused conferences, seminars, workshops and events.
First access tickets to our annual REV small business pitch event.
Invitations to VIP events, product launches, or special gatherings hosted by network partners.

Expert Insights:

Professional tips from thought leaders, industry experts as well as our First National Bank and Trust Company business banking team.
Interviews, podcasts and articles featuring strategies for running and growing your business.

Business Resources:

Access to our business banking team.
Resource library with guides, templates and whitepapers. 
Value-add articles via our business network newsletters. 

Promotional Perks:

Featured profiles or spotlights on members within the network.
Opportunities for members to showcase their businesses or achievements through newsletters, social media and more.