Rates
Rates subject to change at any time. Fees may reduce earnings.
APY = Annual Percentage Yield.
Kasasa Cash*
| Balance |
Minimum Required Opening Deposit |
Rate |
APY |
| $0 - $10,000 |
$50 |
1.50% |
1.51% |
| $10,000+ |
$50 |
0.15% |
1.51% to 0.27% |
| All balances if qualifications not met |
$50 |
0.01% |
0.01% |
To earn your rewards, simply do the following activities on your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card point-of-sale purchases post and settle (ATM withdrawals do not count)
- Have at least 1 direct deposit, automatic payment (ACH), or bill payment transaction post and settle
- Be enrolled and receive eStatement notice
Kasasa Saver**
| Balance |
Minimum Opening Deposit |
Rate |
APY |
| All balances |
$50 |
0.15% |
0.15% |
| All balances if qualifications not met |
$50 |
0.01% |
0.01% |
To earn your rewards, simply do the following activities on your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:
- Have at least 12 debit card point-of-sale purchases post and settle (ATM withdrawals do not count)
- Have at least 1 direct deposit, automatic payment (ACH), or bill payment transaction post and settle
- Be enrolled and receive eStatement notice
FNBT Checking Plus
Minimum Balance
to Obtain APY |
Minimum Deposit
to Open |
Minimum Balance
to Avoid Fees |
Rate |
APY |
| $0 - $999 |
$1,000 |
$1,000 |
0.00% |
0.00% |
| $1,000 - $9,999 |
$1,000 |
$1,000 |
0.01% |
0.01% |
| $10,000 - $24,999 |
$1,000 |
$1,000 |
0.01% |
0.01% |
| $25,000+ |
$1,000 |
$1,000 |
0.01% |
0.01% |
Select Savings
Minimum Balance
to Obtain APY |
Minimum Deposit
to Open |
Minimum Balance
to Avoid Fees |
Rate |
APY |
| $0+ |
$50 |
$250 |
0.02% |
0.02% |
Prime Plus Money Market
Minimum Balance
to Obtain APY |
Minimum Deposit
to Open |
Minimum Balance
to Avoid Fees |
Rate |
APY |
| $0 - $2,499 |
$2,500 |
$2,500 |
0.00% |
0.00% |
| $2,500 - $4,999 |
$2,500 |
$2,500 |
0.03% |
0.03% |
| $5,000 - $24,999 |
$2,500 |
$2,500 |
0.04% |
0.04% |
| $25,000+ |
$2,500 |
$2,500 |
0.06% |
0.06% |
CDtwo
Please call a banker at 1-217-935-2148 for current rate. Minimum deposit to open is $10,000. Early withdrawal penalty may apply. Rates are subject to change without notice.
Minimum deposit to open is $10,000. Early withdrawal penalty may apply. Rates are subject to change without notice.