Rates

Rates subject to change at any time. Fees may reduce earnings.

APY = Annual Percentage Yield.

Kasasa Cash*

Balance Minimum Required Opening Deposit Rate APY
$0 - $10,000 $50 1.50% 1.51%
$10,000+ $50 0.15% 1.51% to 0.27%
All balances if qualifications not met $50 0.01% 0.01%

To earn your rewards, simply do the following activities on your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card point-of-sale purchases post and settle (ATM withdrawals do not count)
  • Have at least 1 direct deposit, automatic payment (ACH), or bill payment transaction post and settle
  • Be enrolled and receive eStatement notice

Kasasa Saver**

Balance Minimum Opening Deposit Rate APY
All balances $50 0.15% 0.15%
All balances if qualifications not met $50 0.01% 0.01%

To earn your rewards, simply do the following activities on your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card point-of-sale purchases post and settle (ATM withdrawals do not count)
  • Have at least 1 direct deposit, automatic payment (ACH), or bill payment transaction post and settle
  • Be enrolled and receive eStatement notice

FNBT Checking Plus

Minimum Balance
to Obtain APY
Minimum Deposit
to Open
Minimum Balance
to Avoid Fees
Rate APY
$0 - $999 $1,000 $1,000 0.00% 0.00%
$1,000 - $9,999 $1,000 $1,000 0.01% 0.01%
$10,000 - $24,999 $1,000 $1,000 0.01% 0.01%
$25,000+ $1,000 $1,000 0.01% 0.01%

Select Savings

Minimum Balance
to Obtain APY
Minimum Deposit
to Open
Minimum Balance
to Avoid Fees
Rate APY
$0+ $100 $100 0.02% 0.02%

Prime Plus Money Market

Minimum Balance
to Obtain APY
Minimum Deposit
to Open
Minimum Balance
to Avoid Fees
Rate APY
$0 - $49,999 $2,500 $2,500 0.00% 0.00%
$50,000 - $99,999 $2,500 $2,500 0.06% 0.06%
$100,000+ $2,500 $2,500 0.06% 0.06%

CDtwo

Please call a banker at 1-217-935-2148 for current rate. Minimum deposit to open is $10,000. Early withdrawal penalty may apply. Rates are subject to change without notice.

Minimum deposit to open is $10,000. Early withdrawal penalty may apply. Rates are subject to change without notice.