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Enjoy cash back and refunds on ATM withdrawal fees, nationwide.*

Get cash back every time you shop with our free Kasasa Cash Back® checking account. It doesn't matter if your main shopping arena is the grocery store or the electronic store — there are no category restrictions.

Did we mention there's absolutely no monthly maintenance charge? Just free online services that will help you earn your cash rewards every month — cash rewards that also include withdrawal fee refunds from ATMs across the U.S.

Please note that you must maintain a valid email address on record with us in order to open and maintain this account.

Earn Your Rewards Easily!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, bill pay transaction, or ACH transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

You've got this! And remember that even if you don't meet your qualifications one month, your account is still free. And you can get right back to earning your cash rewards the very next month!

For more clarification, please see our Qualifications Calendar.

Do you currently have an account with First National Bank and Trust Company?

*APY=Annual Percentage Yield. APYs accurate as of 5/16/2020. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash Back and $50 for Kasasa Saver. For Kasasa Cash Back, if qualifications are met each monthly qualification cycle: (1) ATM fees incurred during qualification cycle will be reimbursed up to $25 (up to $9.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) You will receive 3.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during qualification cycle up to a maximum cash back earned of $6.00 per monthly qualification cycle. If qualifications are not met on Kasasa Cash Back you will not receive cash back on debit card purchases and ATM fees are not refunded. Qualifying transactions must post to and settle Kasasa Cash Back account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count toward qualifying debit card transactions. Monthly qualification cycle is not the same as monthly statement cycle. Cash back and ATM fee reimbursements will be credited to your Kasasa Saver on the last day of the monthly statement cycle. Kasasa Cash Back is automatically transferred to Kasasa Saver each statement cycle. If qualifications in Kasasa Cash Back account are met each monthly qualification cycle, Kasasa Saver earns: (1) 0.15% APY on all balances. If qualifications are not met on Kasasa Cash Back, all balances in Kasasa Saver account earn 0.01% APY. Available on personal accounts only, one per client. ATM fee refunds (checking account only) up to $25 (up to $9.99 per single transaction) provided only if qualifications are met within the monthly qualification cycle and will be credited to the account on the last day of the monthly statement cycle. Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A. Available on personal accounts only. Limit one account per Social Security Number.

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