At First National Bank and Trust Company, we offer a checking account with rewards as a way of saying “thank you” to our loyal clients. With our Cash Back checking account, you can earn 3.50% cash back on debit card purchases — up to $8.75 per month. Qualifications apply.
Make your business run more efficiently. Our cash management services help you streamline administrative tasks and improve cash-flow to save time and money.
We've seen an uptick in fraudster activity recently. In some cases, clients are receiving texts from a number associated with FNBT. Please do not click on any links sent via a text message. Please call us directly at 217-935-2148 in Clinton or 608-323-3331 in Wisconsin. When you call us directly, you know you are talking to someone from our bank.
Use your debit card this month to automatically enter our Rewards Giveaway! Each First National Bank and Trust Company debit card swipe (including online purchases) every month in 2025 will automatically earn you one entry into the drawing. This giveaway includes one monthly $100 prize!