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Experience the joy that comes with purchasing a home — with the help of mortgage officers who actually know the local market.

We can help you get a great deal on your home and will walk you through the mortgage process step-by-step. Start your application today, and drop it off at our main office.

We are proud to offer Homes for Heroes. Connect with our Mortgage Loan Specialist, Rhett Hillard, NMLS #1979420, to see if you qualify! Qualifying heroes include: firefighters, EMS, law enforcement, military (active, reserve, and veterans), healthcare professionals and teachers.

  • Competitive rates for home purchase, refinance, or construction
  • Terms customized to your needs
  • Wide range of financing programs available
  • Free pre-qualification available
  • Low closing costs
  • Loan advisors experienced in the local real estate market
  • Local processing and decision-making in Central Illinois
  • Detailed, friendly service

Debating if renting or buying is more beneficial to your bottom line? Click here to use an online calculator to help make your decision.

Download the PDF Application

Please mail or drop off your completed application the First National Bank and Trust main office. Email is not considered a secure transmission of personal data, please do not share personal, financial or proprietary information via email.


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