Experience the joy that comes with purchasing a home — with the help of mortgage officers who actually know the local Illinois market.

We can help you get a great deal on your home and will walk you through the mortgage process step-by-step. Start your application today, and drop it off at any of our branch locations.

  • Competitive rates for home purchase, refinance, or construction
  • Terms customized to your needs
  • Wide range of financing programs available
  • Free pre-qualification available
  • Low closing costs
  • Loan advisors experienced in the local real estate market
  • Local processing and decision-making in Central Illinois
  • Detailed, friendly service

Debating if renting or buying is more beneficial to your bottom line? Click here to use an online calculator to help make your decision.

Please mail or drop off your completed application the First National Bank and Trust branch location. Email is not considered a secure transmission of personal data, please do not share personal, financial or proprietary information via email.

    Download the PDF Application