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Improving financial literacy is extremely important at First National Bank and Trust Company. Our mission is to collaborate with school districts and promote financial literacy, providing programs to students in grades K-12 with the knowledge to make sound financial decisions. 

In the United States today, families are faced with critical financial decisions now more than ever. We serve as a resource to help families handle decisions concerning the economy, education and most importantly, personal finance with expertise. We are taking a long-term approach to solve financial pain while helping create a more financially savvy future generation.

Connie Unruh currently serves as Financial Literacy Coordinator with First National Bank and Trust Company. Below are some of the ways we are involved in our community: 

Financial Coaching

We care about each community member’s individual situations and our coaching team wants to hear your story. Is managing money a struggle, need help with saving habits or information on how credit works? Our team has the resources for you. Talk to one of our financial coaches one-one-one about personal finance, money management, budgeting, setting goals, debt and more. If you or someone you know is needing help or experiencing hardship this season, please take a moment to reach out to us. Also, we have the ability to meet virtually! 

Money Mentoring

We are providing free mentoring appointments to help individuals and families who may be struggling with their finances or just need a little help putting a spending plan together and sticking to it. If you would like to schedule a free appointment, please contact Connie Unruh at 217-935-7464 or [email protected].    

Adult Financial Literacy Workshops

Free adult financial literacy workshops are offered in the community in cooperation with the Warner Wellness Center, the Neighborhood Care Center and local churches throughout the Central Illinois area. If your organization would like to host a free workshop, please contact Connie Unruh at 217-935-7464 or [email protected].

Money Smart Week- April 4-11, 2020

First National Bank and Trust Company is chairing this week-long event in De Witt, Piatt and Logan Counties. Programming is offered in the community and at local schools to help consumers better manage their personal finances. All programs are free of charge. For more information about this program click here:

2020 First Place Winner: Justyn West. Read his essay here.
2020 Second Place Winner: Peyton Moore. Read her essay here.
2020 Third Place Winner: Pheonix Bieber. Read her essay here.

Money Mammals

De Witt, Piatt and Logan County kindergarten classes are learning from the Money Mammals how to save, share and spend smart. This class includes a lesson and a piggy bank for the students to save at home.

Piggy Bank Pageant

De Witt, Piatt and Logan County elementary classes participate in an annual Piggy Bank Pageant that teaches the students the power of saving. Students get to design their own personal piggy bank and compete for the best design. The winning designs will get a cash prize and start their savings.

Essay Contest

De Witt, Piatt and Logan County high school students participated in the 2020 essay contest in conjunction with Money Smart Week. Students wrote a short essay on this year's national topic, "If an investor gave you $25,000 to solve an economic issue in your community, what would you create to help solve the problem?” The essay winners were Justyn West, 1st place - $100, Peyton Moore, 2nd place - $75 and Phoenix Bieber, 3rd place - $50.

To view the application for our 2021 Essay Contest, click here. Applications and essays are due at the end of April!

Meme Contest

First National Bank & Trust Company is sponsoring the Illinois Money $mart Meme Contest. Students in grades 6-8 may enter the contest by submitting their best original money meme about one of these topics: wants vs. needs or saving money. One student will be named Money $mart Meme Teen and will receive $75. The second place winner will be awarded $50 and the third place winner will receive $25. 

To view the rules and application for our 2021 Meme Contest, click here. Applications and memes are due at the end of April.

Economics Everywhere Poster Challenge

De Witt, Piatt and Logan County elementary and middle school students participate in a Poster Challenge every fall. The students are given an economic concept and accompanying financial lesson. Then they illustrate a poster with an example of the economic concept. The winning designs are put into a wall calendar for their school.


The Choices program is designed to help students make positive choices that will increase their career and life opportunities. This interactive decision-making workshop for middle schoolers is focused on keeping teens in school, motivating them toward their education and future and introducing them to practical life skills to help them succeed.

Junior Achievement

Students in kindergarten to 8th grade in Clinton, DeLand Weldon and Blue Ridge Schools are experiencing Junior Achievement thanks to FNBT and its commitment to providing financial literacy education to all area students. Junior Achievement is the nation's largest organization dedicated to giving young people the knowledge and skills they need to own their economic success, plan for their futures and make smart academic and economic choices. All lessons align with Illinois state standards for Economics and Financial Literacy.

Future Smart

Middle school students in Bloomington are learning how to make wise financial choices for themselves and their friends in this interactive class.

Entrepreneur Camps

Camp for middle school students is planned for June 1 - 5 this summer in conjunction with the Vault Community Center and 4-H. This popular camp teaches incoming 5th through 9th grade students how to work in teams to take an ideas and turn it into a thriving business! Due to current stay-at-home restrictions, this camp may be rescheduled for later in the summer or postponed until a later date.

For more information about these financial activities and how to get them implemented at your school or organization contact Connie Unruh, The First National Bank and Trust Company at [email protected] or (217) 935-7464.

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