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The right land can make or break a farm. Find the perfect farmland for your industry at the perfect rate with help from your local lenders at First National Bank.

We specialize in agricultural real estate and have expertise in the local market. We'll be happy to guide you through the process of financing a farm. Reach out to us today to get started.

  • Financing for agricultural needs
  • Competitive rates
  • Fixed or variable rates available
  • Flexible terms
  • Easy application process
  • Efficient in-house processing
  • Friendly service from experienced Ag lenders
  • Farm Management Services available

In addition to the above programs, First National Bank has the ability to use TS Ag Finance’s for long term agriculture real estate notes. The TS Ag Finance program is managed by First National Bank’s holding company TS Banking Group. Your Relationship manager at First National Bank will manage the TS Ag Finance relationship for you, while opening the doors to a vast product offering for agriculture real estate loans. The TS Ag Finance loan products offer the ultimate in flexibility for agricultural producers. TS Ag Finance Loans are available to borrowers throughout the country. Ag Finance loans are secured by a first mortgage on agricultural real estate. These products offer flexible payment schedules, penalty free prepayments and numerous conversion options. In addition, the Split Rate Product can combine up to 4 different loan products into one note.

TS Ag Finance also has the ability to offer Agricultural Leases as a financing alternative for clients throughout the country. The leases can be made for 100% of the asset cost and you will know your end of lease options upfront. Building leases can cover the project from start to finish and include outside costs such as concrete and electrical. Fixture leases are available and new or used machinery is eligible to be leased. Lease payments for farm/business purposes may be fully deductible. Annual, semi-annual and monthly payment plans are offered. Ag Leases are secured with a first position on the asset being leased, whether it be a building or equipment.

The first step for any type of agricultural loan is to complete a financial statement:


Please mail or drop off your completed financial statement at our main First National Bank and Trust location. Email is not considered a secure transmission of personal data, please do not share personal, financial or proprietary information via email.

Subject to credit approval.

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